Richard is a Certified Financial Planner, Chartered Investment Manager, Certified Executor Advisor, Certified Value Builder and co-owner of WealthSmart Incorporated. He is also an Associate Portfolio Manager with WealthSmart Securities of Aligned Capital Partners Inc. Richard has instructed many financial seminars since 1994, including Financial Strategies for Successful Retirement and The WealthSmart Workshop series. You will regularly hear him and Matthew Vetter on The WealthSmarts Podcast. Richard and Matt also publish the weekly WealthSmarts Newsletter.